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Buying A Foreclosure
Buying a foreclosure can be a good move financially. But you are a lot less likely to find really great bargains. Good foreclosures usually get multiple offers.
There are typically two very different types of foreclosure sales:
- Buying a home at auction on the courthouse steps - sometimes they are sold through on-line auctions.
- Buying a home that has been taken back by a lender - also known as "REO's" or real estate owned.
Buying at foreclosure auction
A foreclosure auction is no place for amateurs and involves substantial risk. Such risk includes: no guarantee that the property doesn't have liens, multiple mortgages, code violations or other issues that could make it difficult and expensive to get a clear title. Eviction of either current tenants or the former owner who may still occupy the property will be the responsibility of the buyer. Another risk is that buyers are usually not allowed into the property prior to the auction - so it is "Buyer Beware."
When buying at a foreclosure auction, the buyer is required to pay the entire purchase price in cash. Typically this payment must be received within 24 hours. Also, if there are problems with the property, you're stuck. Very risky.
Buying a foreclosure from a lender
Purchasing a foreclosure from a lender is in some ways like buying from an individual seller. One difference is that there are no seller disclosures. The seller (lender) has never been in the property so they can't disclose problems that an individual seller would.
Most lender-owned foreclosures are in the multiple listing service, and we can make an appointment to show such listings to you. We highly recommend that you don't make an offer without the normal contingencies that the house must qualify for financing and your due diligence inspection. It is critical that you have a professional home inspection done very soon after your offer is received. Most foreclosures have not been well-maintained.
Some foreclosed properties don't have utilities turned on which makes it harder to evaluate them during your initial visit. Usually lenders will turn on the utilities once in escrow - but there might be a charge to the buyer.
Newest Riverside/Corona Area Foreclosures
This is a beautiful home located in a small neighborhood drive ending in a cul de sac. The street is wide with plenty of room for parking though unless you have a large n...
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Large corner lot in the center of Eastvale, close to parks and shopping and schools, no HOA. This large home has a great open living room with high ceilings and tile flo...
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This Lovely Norco Hills Home offers Ample Space for Entertaining/Family Gatherings, 3979 Sft on over an Acre Lot with a Pool. Formal Living Room with Vaulted Ceilings Fil...
- 5 Beds
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***HUD HOME***Central Location of Riverside. Tree lined street is a welcome drive up to this home. The entry opens into the spacious Living Room with adjoining Dining ...
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Per the tax records, the property at 3707 Pioneer Dr, Riverside, CA 92509 is a multi-family dwelling. It was built in 1950, is approximately 1,474 square feet and sits on...
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This home is nice and move in ready. Nothing needs to be done just move right in. 3 bedroom 2 baths. LARGE lot. No utilities are on. See agent remarks.
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Welcome to the Beverly Hills of Riverside! Attention all Developers! These (3) locked parcels are located just above Hawarden Hills on Bradley and by the side of the ne...
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This is a newer well maintained gated Community of Westridge at Canyon Hills. New interior paint, carpet, stove and microwave. Master bedroom offers a walk in closet, lau...
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Wonderful family home in Riverside's highly desirable Victoria neighborhood! This 4 bedroom, 3 bath pool home sits on a spacious 27,000+ sq ft. lot. Great design…the home...
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- PW20043914 MLS
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Good north of the 60 freeway location * 3 CAR GARAGE * corner lot * COVERED PATIO * THIS PROPERTY NEEDS REPAIRS. IT IS NOT LENDABLE FOR FHA/VA AND CONFORMING CONVENTIONA...
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- IV20028135 MLS
- Active Status
SUPER CLEAN ALMOST NEW CANYON HILLS HOME. LOT'S OF ROOM HERE. A GIANT UPSTAIRS LOFT. TWO BEDROOMS AND A FULL BATH DOWNSTAIRS. UPGRADED WITH WOOD FLOORS. UPGRADES GALORE!!...
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Beautiful home in an upscale Corona Hills neighborhood close to schools, shopping and minutes from the 91 freeway. With 3,815 feet of living space including a bedroom an...
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- PW20034736 MLS
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Remodeled Executive Home available in Hawarden Hills! Stunning 4 bedroom, 3 bath home with office/potential 5th bedroom. Spacious and upgraded with a huge master suite, g...
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- PW20022339 MLS
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
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